Question

Asked by Andrew Cooper to Housing, Communities and Local Government on 02 November 2026 — tabled under the Andy Burnham government

13. What steps she is taking to support first time house buyers.

Answer

Answered by Matthew Pennycook (Labour)

The Government remain determined to revive the dream of home ownership. In the Budget, the Chancellor confirmed £4.7 billion for the Your First Home scheme, providing equity loans to help those who cannot rely on the bank of mum and dad to buy their first home. The Chancellor also announced a new first-time buyer ISA and reduced the lifetime ISA withdrawal charge to 20%.
20% vibes

Verdict: GREEN (86/100)

The reply directly answers the question about support for first-time buyers. It names specific measures: a £4.7 billion Your First Home equity loan scheme, a new first-time buyer ISA, and a cut in the lifetime ISA withdrawal charge to 20%. The opening paragraph is a general statement of intent, but the concrete commitments that follow give the asker enough specific detail to act on without needing to ask again.

How we got there

Question itemCoverageSpecificityRationale
What the department is doing to support first-time house buyers Addressed Direct The reply names concrete measures for first-time buyers: £4.7 billion for the Your First Home equity loan scheme, a new first-time buyer ISA, and a cut in the lifetime ISA withdrawal charge to 20%. The opening vision statement is vague, but the specific statements carry the answer.

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